Financial & Insurance

h-braces2Braces can be affordable! To help make orthodontic treatment including Invisalign® more affordable, our practice offers in-house financing with no interest or finance charges. We also offer plans with $0 down and easy to use payment plans through our patient finance partner, CareCredit. If you are interested in financing with our finance partner, you may pre-apply before the day of your complimentary initial examination or on that day in the office we can assist you in completing a simple and confidential application. There is no application fee. We will need all persons (including any co-applicants) applying to be present with a valid social security number and two forms of identification.

  • Option 1: We offer In-House Financing which requires a down payment and a monthly payment spread out over the length of treatment. There are no interest rates or finance charges with this plan. These monthly payments can be automatically debited from a debit/credit card or checking/savings account, sent through the U.S. mail, called in over the phone, paid on our website or brought into our office. You may also choose to pay in full, which offers a 10% discount off of the treatment fee (less any insurance and/or discounts).
  • Option 2: CareCredit offers no-interest payment plans ranging from 6-24 months. However, there are plans available, extending to 60 months with interest. Please visit for details and additional information. If you wish to apply for pre-approval before your complimentary initial examination visit, please include our name, Dr. Michael Ashcraft, on your application.

If you would like more information about any of these payment options, or if you already have a preference about which one you wish to use, we can discuss it with you at your complimentary initial examination visit.

We look forward to your consultation visit with us and hope that we can provide you with the smile that you have always wanted.

We are proud to be participating providers with:

  • Aetna PPO
  • Aflac
  • Ameritas
  • Blue Cross Blue Shield
  • Cigna DHMO & PPO
  • Delta Dental PPO & Premier
  • Delta Dental Smiles for Kids
  • Guardian
  • Humana
  • MCNA
  • MetLife
  • Principal
  • United Concordia
  • United Healthcare
  • and many more

If you have a question about your insurance carrier, please feel free to check with us to see if we participate with them also.

Our office will be happy to file your insurance for you. At your first visit with our office, please provide any orthodontic insurance information. However, if you have any changes to your insurance during treatment, it is your responsibility to provide that information to the office as soon as possible. Ultimately, total payment of your entire account is your responsibility.